Qonto • Easy Business Banking

Business banking for SMEs and freelancers has never been simpler. Qonto • Easy Business Banking combines a powerful online business account with integrated invoicing, bookkeeping, and spend management tools—all designed to streamline your financial operations and fuel growth.

Take command of your cash flow with a comprehensive business account built for modern teams. Set up local IBANs, issue payment cards that support spending up to €200,000 per month with no hidden fees, and choose from flexible transfer options—instant SEPA transfers, speedy international payments, or instant bank transfers. Accept payments however your customers prefer: in-store, on-the-move with Tap to Pay, or online via payment links. Every transaction is logged in real-time with unlimited history, so you always know where your money stands.

Simplify supplier and customer payments with multiple financing options. Apply in minutes for partner financing deals tailored to your business needs, or use Pay Later to ease supplier payments directly through the platform. Access funds faster with zero friction across all payment methods.

Grow with confidence using integrated financial tools that work together seamlessly. Centralize all invoices and receipts in one place to accelerate collections and speed up supplier payments. Control team spending with customizable budgets, automatic receipt capture, and granular access controls—so every euro is tracked and accounted for. Collaborate effortlessly with your accountant by connecting them directly to your financial suite, giving them real-time visibility into your cash position.

Transform scattered financial data into actionable insights. Track every transaction, forecast cash gaps weeks in advance, monitor VAT updates in real-time, and access a unified dashboard that turns complexity into clarity. Whether you're managing invoices, monitoring spending, or planning ahead, you get the full picture instantly.

Qonto has earned its reputation as the European leader in business banking for SMEs and freelancers by delivering an innovative product, responsive 24/7 customer support, and transparent pricing with no surprises. Download Qonto • Easy Business Banking today and take control of your business finances.